Article on potential risks that the United States, and particularly the business world might face in the upcoming year. Many of the risks have to do with the ongoing pandemic, including the challenge of people working from home and the financial implications. The first couple of predictions focus on the risks of working from home. Many employees do not have the antivirus software and other tools installed on their personal computers, and private connections such as VPNs are not immune to cyber-criminals. The financial harm caused by COVID-19 has also led to a loss of income and increased stress on the healthcare industry, which makes an already weakened target for cyberattacks even weaker. The coronavirus has also led to lower budgets for CSOs and CISOs, making it difficult for them to ensure the protection of their systems. The pandemic has caused a major shift towards digital business, and as companies try to make the shift as quickly as possible, some are emphasizing accessibility over security, leaving them vulnerable to cyber attacks such as ransomware.